Picture this: you’re on vacation, in a new and exotic part of the world. (If you’re really lucky, you might even be in Grand Cayman.) You’ve been saving and looking forward to it for months. You’re excited to try scuba diving for the first time, and why shouldn’t you be? You’re in one of the premiere diving capitals of the world! So between the sun, the sea, and the cocktails with little umbrellas in them, you’re probably not thinking of anything as mundane as insurance. After all, you already have medical insurance, right? Well, you might not be as covered as you think. Typical primary medical coverage does not always include scuba diving, considering it a hazardous recreational activity, and many such plans do not cover you when traveling outside the country. Whilst most diving accidents can typically be avoided through proper training and smart planning, it’s important to make sure that you and your dive buddies are covered for any eventuality.
Here at Red Sail Sports, we have long championed DAN (Divers Alert Network) insurance for all of our divers, new and seasoned alike. The primary advantage of choosing DAN insurance is that it caters exclusively to scuba lovers, meaning you are insured specifically against those medical issues encountered most frequently by divers. DAN, for example, offers full coverage of any and all decompression chamber treatments, as opposed to traditional insurance, which pays for either the minimal chamber time, or none at all. In the event of a serious accident, DAN can also coordinate your emergency evacuation, which for the uninsured will cost thousands. (It’s also prudent to remember that some dive destinations offer less than first-world standards medical care, meaning the possibility of requiring airlift to a better-equipped facility is always present.)
DAN insurance provides coverage for all types of divers, whether you dive regularly, or only a few times a year. DAN can even cover divers who are not yet certified, in preparation for their first forays into the underwater world. And at DAN, everyone is covered irrespective of certification level, age, or nationality – even snorkelers and free divers are eligible! Plans with DAN are also extremely flexible, with minimum 10-30 day plans for those not lucky enough to dive on a regular basis. For example, a 30-day plan with DAN costs only $50USD, or $40USD for 10 days. When taking into consideration the sheer cost of a diving accident, including hospital transfers, emergency airlifts, decompression sessions and general medical, the total can stretch well into the thousands of dollars. The DAN Dive Accident Insurance Plans are recognized globally, and give you immediate access to their 24-hour emergency helpline. For a mere $50, you are not only buying insurance – you are also buying peace of mind, for yourself and your loved ones.
Feeling a little underprepared? Then call Red Sail Sports today! We offer on-the-spot purchase of short-term DAN insurance plans through all of our dive shops, meaning you can not only book courses and dives with us, but immediate insurance coverage as well. If you are booking dive packages ahead of time, we can also organize your insurance, ensuring it will take effect the day you start diving. So take the stress out of your vacation, and organize your DAN insurance today. We hope you don’t need it, but we want you to be in the best possible hands just in case. Because after all, a safe diver is a happy diver, and at Red Sail Sports we live for happy divers!
Call today on 345-623-5965 or visit us on the web at www.redsailcayman.com